{"id":21674,"date":"2026-07-23T06:40:02","date_gmt":"2026-07-23T05:40:02","guid":{"rendered":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/?p=21674"},"modified":"2026-07-23T06:42:32","modified_gmt":"2026-07-23T05:42:32","slug":"how-uk-mortgage-rate-cuts-save-money-hong-kong-buyers","status":"publish","type":"post","link":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/london-property-market\/how-uk-mortgage-rate-cuts-save-money-hong-kong-buyers\/","title":{"rendered":"\u82f1\u570b\u6309\u63ed\u5229\u7387\u8fd1\u671f\u4e0b\u8abf &#8211; \u5982\u4f55\u70ba\u9999\u6e2f\u8cb7\u5bb6\u7bc0\u7701\u8cc7\u91d1\u4e26\u63d0\u5347\u56de\u5831"},"content":{"rendered":"<p>\u5982\u679c\u60a8\u8eab\u8655\u9999\u6e2f\u4e26\u6709\u610f\u6295\u8cc7\u6d77\u5916\u7269\u696d\uff0c\u82f1\u570b\u5f88\u53ef\u80fd\u65e9\u5df2\u5728\u60a8\u7684\u95dc\u6ce8\u540d\u55ae\u4e0a\u3002\u4f46\u5766\u767d\u8aaa\uff0c\u904e\u53bb\u5169\u5e74\u7684\u5e02\u5834\u74b0\u5883\u4e26\u4e0d\u5bb9\u6613\u3002\u9ad8\u6602\u7684\u501f\u8cb8\u6210\u672c\u8feb\u4f7f\u8a31\u591a\u6295\u8cc7\u8005\u9078\u64c7\u6301\u5e63\u89c0\u671b\uff0c\u6216\u63a1\u53d6\u9632\u79a6\u6027\u7b56\u7565\u4ee5\u4fdd\u4f4f\u5229\u6f64\u7a7a\u9593\u3002<\/p>\n<p>\u5e78\u597d\uff0c\u60c5\u6cc1\u6b63\u5728\u597d\u8f49\uff01\u96a8\u8457 2026 \u5e74\u82f1\u570b\u6309\u63ed\u5229\u7387\u4e0b\u8dcc\uff0c\u5404\u9805\u6578\u64da\u7d42\u65bc\u958b\u59cb\u5c0d\u60a8\u6709\u5229\u3002\u5c0d\u65bc\u9999\u6e2f\u8cb7\u5bb6\u800c\u8a00\uff0c\u9019\u4e0d\u50c5\u50c5\u662f\u87a2\u5e55\u4e0a\u7684\u65b0\u805e\u6a19\u984c\uff1b\u9019\u610f\u5473\u8457\u60a8\u6bcf\u500b\u6708\u90fd\u80fd\u5c07\u5be6\u5be6\u5728\u5728\u7684\u73fe\u91d1\u7559\u5728\u9280\u884c\u6236\u53e3\u4e2d\uff0c\u8b93\u60a8\u7684\u79df\u91d1\u5229\u6f64\u77ac\u9593\u7372\u5f97\u5be6\u8cea\u4e14\u53ef\u89c0\u7684\u63d0\u5347\u3002<\/p>\n<p>\u8b93\u6211\u5011\u7565\u904e\u8907\u96dc\u7684\u5b8f\u89c0\u7d93\u6fdf\u5206\u6790\uff0c\u76f4\u63a5\u770b\u770b\u9019\u80cc\u5f8c\u7684\u5be6\u969b\u8ca1\u52d9\u6578\u64da\uff1a\u5728\u9999\u6e2f\u7533\u8acb\u82f1\u570b\u7269\u696d\u6309\u63ed\u6642\uff0c\u9019\u4e9b\u4e0d\u65b7\u4e0b\u964d\u7684\u82f1\u570b\u623f\u8cb8\u5229\u7387\u5c07\u5982\u4f55\u70ba\u60a8\u7bc0\u7701\u958b\u652f\uff0c\u4e26\u5c07\u60a8\u7684\u73fe\u91d1\u6d41\u6700\u5927\u5316\u3002<\/p>\n<h2>1. \u5927\u5e45\u6e1b\u8f15\u6bcf\u6708\u652f\u51fa<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/dropping-your-monthly-outgoings.webp\" alt=\"\u532f\u8c50\u82f1\u570b\u9280\u884c\u5361\" width=\"1200\" height=\"675\" class=\"alignnone size-full wp-image-21677\" srcset=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/dropping-your-monthly-outgoings.webp 1200w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/dropping-your-monthly-outgoings-300x169.webp 300w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/dropping-your-monthly-outgoings-1024x576.webp 1024w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/dropping-your-monthly-outgoings-768x432.webp 768w\" sizes=\"auto, (max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/p>\n<p>\u60a8\u53ef\u4ee5\u5c07\u8f03\u4f4e\u7684\u5229\u7387\u8996\u70ba\u6bcf\u6708\u8cec\u55ae\u4e0a\u81ea\u52d5\u751f\u6548\u7684\u5373\u6642\u6298\u6263\u3002\u76ee\u524d\uff0c\u6ed9\u8c50\u9280\u884c (HSBC) \u548c\u6851\u5766\u5fb7\u9280\u884c (Santander) \u7b49\u5927\u578b\u570b\u969b\u8cb8\u6b3e\u6a5f\u69cb\u6b63\u7a4d\u6975\u70ba\u6d77\u5916\u6295\u8cc7\u8005\u4e0b\u8abf\u5229\u7387\uff0c\u4ee5\u722d\u53d6\u60a8\u7684\u696d\u52d9\u3002<\/p>\n<p>\u7576\u60a8\u5728\u9999\u6e2f\u70ba\u502b\u6566\u6216\u66fc\u5fb9\u65af\u7279\u7684\u300c\u8cb7\u6a13\u6536\u79df\u300d(Buy-to-let) \u7269\u696d\u7533\u8acb\u82f1\u570b\u6309\u63ed\u6642\uff0c\u6700\u5927\u7684\u6301\u7e8c\u6027\u652f\u51fa\u5c31\u662f\u5229\u606f\u9084\u6b3e\u3002\u96d6\u7136\u82f1\u570b\u672c\u5730\u8cb7\u5bb6\u9762\u5c0d\u7684\u6578\u5b57\u6709\u6240\u4e0d\u540c\uff0c\u4f46\u6d77\u5916\u8cb7\u5bb6\u7684\u5229\u7387\u5df2\u7d93\u51fa\u73fe\u4e86\u6975\u4f73\u7684\u8f49\u8b8a\uff1a\u5178\u578b\u7684 5 \u5e74\u671f\u5b9a\u606f\u7522\u54c1\u5df2\u5f9e\u7d04 5.5% \u4e0b\u964d\u81f3 4.94%\u3002\u8b93\u6211\u5011\u770b\u770b\u5be6\u969b\u7684\u8ca1\u52d9\u8a08\u7b97\uff1a<\/p>\n<p>\u5047\u8a2d\u60a8\u6709\u4e00\u7b46 26 \u842c\u82f1\u938a\u3001\u9084\u6b3e\u671f\u70ba 25 \u5e74\u7684\u6309\u63ed\u8cb8\u6b3e\uff0c\u5229\u7387\u5f9e\u4e4b\u524d\u7684\u9ad8\u4f4d 5.5% \u964d\u81f3\u6700\u65b0\u7684 4.94%\uff0c\u60a8\u6bcf\u500b\u6708\u7684\u9084\u6b3e\u984d\u5c07\u6e1b\u5c11\u7d04 85 \u82f1\u938a\u3002<\/p>\n<p>\u5982\u679c\u60a8\u9396\u5b9a\u6a19\u6e96\u7684 5 \u5e74\u671f\u5b9a\u606f\u6309\u63ed\uff0c\u9019\u610f\u5473\u8457\u5c07\u6709\u984d\u5916 5,100 \u82f1\u938a\uff08\u7d04\u5408 51,000 \u6e2f\u5143\uff09 \u76f4\u63a5\u7559\u5728\u60a8\u7684\u9280\u884c\u8cec\u6236\u4e2d\uff0c\u800c\u4e0d\u662f\u767d\u767d\u4ea4\u7d66\u8cb8\u6b3e\u6a5f\u69cb\u3002<\/p>\n<p>\u6b64\u5916\uff0c\u76ee\u524d\u91dd\u5c0d\u975e\u82f1\u570b\u5c45\u6c11\u7684 5 \u5e74\u671f\u5b9a\u606f\u6295\u8cc7\u7522\u54c1\u5229\u7387\u5f98\u5f8a\u5728 5.13% \u5de6\u53f3\uff0c\u8207\u8fd1\u5e74\u4f86\u7684\u9ad8\u4f4d\u76f8\u6bd4\uff0c\u9019\u5df2\u7d93\u662f\u5de8\u5927\u7684\u6539\u5584\u3002<\/p>\n<h2>2. \u63d0\u5347\u60a8\u7684\u79df\u91d1\u5229\u6f64<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/boosting-your-rental-profits.webp\" alt=\"\u63d0\u5347\u60a8\u7684\u79df\u8cc3\u5229\u6f64\" width=\"1200\" height=\"675\" class=\"alignnone size-full wp-image-21678\" srcset=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/boosting-your-rental-profits.webp 1200w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/boosting-your-rental-profits-300x169.webp 300w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/boosting-your-rental-profits-1024x576.webp 1024w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/boosting-your-rental-profits-768x432.webp 768w\" sizes=\"auto, (max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/p>\n<p>\u5982\u679c\u60a8\u8ffd\u6c42\u7684\u662f\u7701\u5fc3\u7684\u88ab\u52d5\u6295\u8cc7\uff0c\u60a8\u7684\u4e3b\u8981\u7126\u9ede\u5fc5\u5b9a\u662f\u6de8\u79df\u91d1\u56de\u5831\u7387 (Net Rental Yield)\u2014\u2014\u57fa\u672c\u4e0a\u5c31\u662f\u6263\u9664\u7ba1\u7406\u8cbb\u3001\u7a05\u9805\u548c\u6309\u63ed\u9084\u6b3e\u5f8c\uff0c\u771f\u6b63\u843d\u5165\u60a8\u53e3\u888b\u7684\u5be6\u969b\u5229\u6f64\u3002<\/p>\n<p>\u7576\u82f1\u570b\u7684\u6309\u63ed\u5229\u7387\u4e0b\u964d\u6642\uff0c\u60a8\u7684\u79df\u91d1\u6536\u5165\u6703\u4fdd\u6301\u7a69\u5b9a\uff08\u7531\u65bc\u5168\u82f1\u5404\u5730\u53ef\u79df\u8cc3\u7269\u696d\u6301\u7e8c\u77ed\u7f3a\uff0c\u79df\u91d1\u751a\u81f3\u53ef\u80fd\u6500\u5347\uff09\uff0c\u4f46\u60a8\u7684\u8cb8\u6b3e\u9084\u6b3e\u984d\u537b\u5927\u5e45\u4e0b\u964d\u3002\u9019\u6703\u4ee4\u60a8\u6bcf\u6708\u7684\u5be6\u6536\u5229\u6f64\u51fa\u73fe\u7206\u767c\u6027\u589e\u9577\u3002\u5728\u820a\u6709\u9ad8\u5229\u7387\u74b0\u5883\u4e0b\u50c5\u80fd\u505a\u5230\u6536\u652f\u5e73\u8861\u7684\u7269\u696d\uff0c\u73fe\u5728\u5c07\u77ac\u9593\u8f49\u8b8a\u70ba\u80fd\u70ba\u60a8\u7a4d\u6975\u5275\u9020\u73fe\u91d1\u6d41\u7684\u5065\u5eb7\u8cc7\u7522\u3002<\/p>\n<h2>3. \u589e\u5f37\u60a8\u7684\u8cfc\u8cb7\u529b<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/increasing-your-buying-power.webp\" alt=\"\u63d0\u9ad8\u60a8\u7684\u8cfc\u8cb7\u529b\" width=\"1200\" height=\"675\" class=\"alignnone size-full wp-image-21679\" srcset=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/increasing-your-buying-power.webp 1200w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/increasing-your-buying-power-300x169.webp 300w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/increasing-your-buying-power-1024x576.webp 1024w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/increasing-your-buying-power-768x432.webp 768w\" sizes=\"auto, (max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/p>\n<p>\u8f03\u4f4e\u7684\u5229\u7387\u4e0d\u50c5\u80fd\u70ba\u60a8\u5728\u672a\u4f86\u7701\u9322\uff0c\u66f4\u80fd\u5728\u4e00\u958b\u59cb\u5c31\u5927\u5e45\u589e\u5f37\u60a8\u7684\u6295\u8cc7\u5be6\u529b\u3002<\/p>\n<p>\u81f3\u95dc\u91cd\u8981\u7684\u662f\uff0c\u76e3\u7ba1\u74b0\u5883\u6b63\u8f49\u5411\u5c0d\u8cb7\u5bb6\u6709\u5229\u7684\u65b9\u5411\u3002\u82f1\u570b\u91d1\u878d\u884c\u70ba\u76e3\u7ba1\u5c40 (FCA) \u63a8\u51fa\u4e86\u4e00\u9805\u65e8\u5728\u64f4\u5927\u8cb8\u6b3e\u6a5f\u69cb\u9748\u6d3b\u6027\u7684\u8a08\u5283\u3002\u8cb8\u6b3e\u6a5f\u69cb\u5c0d\u6b64\u4f5c\u51fa\u4e86\u7a4d\u6975\u56de\u61c9\uff0c\u653e\u5bec\u4e86\u8ca0\u64d4\u80fd\u529b\u8a55\u4f30\u4e26\u964d\u4f4e\u4e86\u7533\u8acb\u9580\u6abb\u3002\u9019\u610f\u5473\u8457\uff1a<\/p>\n<ul class=\"icon-listing dot-icon mb10\">\n<li>\t<strong>\u66f4\u5ee3\u6cdb\u5730\u63a5\u53d7\u5916\u5e63\u6536\u5165<\/strong>\uff08\u975e\u5e38\u9069\u5408\u4ee5\u6e2f\u5143\u8a08\u50f9\u7684\u5165\u606f\uff09\u3002<\/li>\n<li>\t<strong>\u589e\u52a0\u5c0d\u81ea\u50f1\u4eba\u58eb\u53ca\u6d6e\u52d5\u6536\u5165\u7d50\u69cb\u7684\u652f\u6301<\/strong>\uff08\u5982\u4f01\u696d\u82b1\u7d05\uff09\u3002<\/li>\n<li>\t<strong>\u64f4\u5c55\u4e86\u300c\u9084\u606f\u4e0d\u9084\u672c\u300d(Interest-only) \u7684\u9078\u9805\uff0c<\/strong>\u8b93\u60a8\u80fd\u5c07\u6bcf\u6708\u652f\u51fa\u964d\u81f3\u6700\u4f4e\uff0c\u4e26\u6700\u5927\u5316\u6bcf\u6708\u7684\u6d41\u52d5\u8cc7\u91d1\u3002<\/li>\n<\/ul>\n<p>\u7576\u5229\u7387\u4e0b\u964d\u4e14\u5be9\u6279\u6a19\u6e96\u653e\u5bec\u6642\uff0c\u56b4\u683c\u7684\u79df\u91d1\u8986\u84cb\u7387\u6e2c\u8a66 (Rental coverage checks) \u5c31\u6703\u8b8a\u5f97\u66f4\u5bb9\u6613\u901a\u904e\u3002\u9019\u6703\u5373\u6642\u63d0\u9ad8\u60a8\u7684\u501f\u8cb8\u4e0a\u9650\uff0c\u610f\u5473\u8457\u60a8\u53ef\u4ee5\u4f7f\u7528\u5b8c\u5168\u76f8\u540c\u7684\u9996\u671f\u8cc7\u91d1\uff0c\u8cfc\u5165\u50f9\u503c\u66f4\u9ad8\u7684\u7269\u696d\u6216\u7784\u6e96\u66f4\u4f73\u7684\u56de\u5831\u3002<\/p>\n<p><strong>\u4f86\u81ea\u6211\u5011\u5408\u4f5c\u5925\u4f34 SPF Private Clients \u7684\u5c08\u5bb6\u898b\u89e3\uff1a<\/strong><\/p>\n<p>\u300c\u6d77\u5916\u8cb7\u5bb6\u7684\u5229\u7387\u4e0b\u8abf\u7121\u7591\u662f\u6975\u597d\u7684\u6d88\u606f\uff0c\u56e0\u70ba\u9019\u76f4\u63a5\u8f49\u5316\u70ba\u4ed6\u5011\u6bcf\u500b\u6708\u53e3\u888b\u88e1\u66f4\u591a\u7684\u8cc7\u91d1\u3002\u300dSPF \u7269\u696d\u878d\u8cc7\u9999\u6e2f\u4e3b\u7ba1 Becca Pickard \u8868\u793a\u3002\u300c\u7136\u800c\uff0c\u9019\u4e9b\u512a\u52e2\u5728\u6700\u521d\u7684\u7533\u8acb\u968e\u6bb5\u540c\u6a23\u5177\u5099\u6df1\u9060\u5f71\u97ff\u3002\u8f03\u4f4e\u7684\u5229\u7387\u986f\u8457\u63d0\u5347\u4e86\u8cb7\u5bb6\u7684\u8ca0\u64d4\u80fd\u529b\u72c0\u6cc1\uff0c\u8b93\u6295\u8cc7\u8005\u80fd\u5728\u9700\u8981\u6642\u9806\u5229\u63d0\u9ad8\u501f\u8cb8\u80fd\u529b\uff0c\u4e26\u6700\u7d42\u5c07\u524d\u671f\u73fe\u91d1\u652f\u51fa\u6e1b\u81f3\u6700\u4f4e\u3002\u300d<\/p>\n<p><strong>\u9ad8\u50f9\u503c\u4ea4\u6613\u63d0\u793a\uff1a <\/strong>\u9019\u4e9b\u6309\u63ed\u689d\u4ef6\u7684\u6539\u5584\u5c0d\u65bc 100 \u842c\u82f1\u938a\u4ee5\u4e0a\u7684\u512a\u8cea\u7269\u696d\u4ea4\u6613\u5c24\u5176\u6709\u5229\u3002\u91dd\u5c0d\u8907\u96dc\u7684\u570b\u969b\u8ca1\u5bcc\u6848\u4f8b\uff0c\u8cb8\u6b3e\u6a5f\u69cb\u6b63\u63d0\u4f9b\u660e\u986f\u66f4\u512a\u539a\u7684\u689d\u6b3e\u548c\u66f4\u5177\u5f48\u6027\u7684\u7d50\u69cb\uff0c\u73fe\u5728\u6b63\u662f\u7559\u610f<a href=\"https:\/\/www.benhams.com.hk\/zh-hk\/uk\/\">\u82f1\u570b\u9802\u7d1a\u623f\u5730\u7522<\/a>\u7684\u7d55\u4f73\u6642\u6a5f\u3002<\/p>\n<h2>\u82f1\u570b\u6309\u63ed\u56de\u5831\u8207\u7bc0\u7701\u91d1\u984d\u8a08\u7b97\u6a5f<\/h2>\n<div class=\"table-responsive mb20\">\n<table class=\"press-table textfLeft table-fixed font-14 w-100\" border=\"1\">\n<thead>\n<tr class=\"bg-table-blue\">\n<th style=\"text-align:center;\">\u6307\u6a19 (Metric)<\/th>\n<th>\u820a\u5229\u7387 (5.5%)<\/th>\n<th>\u65b0\u5229\u7387 (4.5%)<\/th>\n<th>\u7bc0\u7701 \/ \u589e\u5e45<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u6bcf\u6708\u9084\u6b3e\u984d (EMI)<\/td>\n<td>\u00a31,597<\/td>\n<td>\u00a31,512<\/td>\n<td>\u7bc0\u7701 \u00a385<\/td>\n<\/tr>\n<tr>\n<td>\u6bcf\u6708\u6de8\u73fe\u91d1\u6d41<\/td>\n<td>\u00a3203<\/td>\n<td>\u00a3288<\/td>\n<td>+\u00a385<\/td>\n<\/tr>\n<tr>\n<td>\u6de8\u79df\u91d1\u56de\u5831\u7387 (\u5e74\u5ea6)<\/td>\n<td>0.61%<\/td>\n<td>0.86%<\/td>\n<td>+0.25 \u500b\u767e\u5206\u9ede<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2>\u628a\u63e1\u7576\u4e0b\u6295\u8cc7\u6a5f\u9047<\/h2>\n<p>\u96d6\u7136\u7bc0\u7701\u6309\u63ed\u652f\u51fa\u662f\u4e00\u5927\u52dd\u5229\uff0c\u4f46\u638c\u63e1\u7f6e\u696d\u6642\u6a5f\u540c\u6a23\u9700\u8981\u95dc\u6ce8\u532f\u7387\u8d70\u52e2\u3002\u5728 <a href=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/property-advice\/uk-property-2026-interest-rates-or-gbp-hkd-exchange-rate\/\">2026 \u5e74\u82f1\u570b\u7269\u696d\u6309\u63ed\u5229\u7387\u8207\u82f1\u938a\u514c\u6e2f\u5143 (GBP\/HKD) \u532f\u7387<\/a>\u4e4b\u9593\u627e\u5230\u6700\u4f73\u5e73\u8861\u9ede\uff0c\u53ef\u4ee5\u8b93\u60a8\u7684\u6295\u8cc7\u6210\u672c\u9032\u4e00\u6b65\u964d\u4f4e\u3002<\/p>\n<p>\u9019\u6b63\u662f Benham and Reeves \u80fd\u70ba\u60a8\u5e36\u4f86\u6975\u5927\u4fbf\u5229\u7684\u5730\u65b9\u3002\u6191\u85c9\u6211\u5011\u5728\u9999\u6e2f\u53ca\u502b\u6566\u7576\u5730\u7684\u5be6\u9ad4\u8fa6\u516c\u5ba4\uff0c\u6211\u5011\u5c07\u70ba\u60a8\u8655\u7406\u6240\u6709\u7e41\u91cd\u7684\u74b0\u7bc0\u2014\u2014\u5f9e<a href=\"https:\/\/www.benhams.com.hk\/zh-hk\/services\/london-property-buying\/\">\u5c0b\u627e\u6700\u4f73\u7269\u696d<\/a>\u3001\u914d\u5c0d\u6700\u5408\u9069\u7684\u6309\u63ed\uff0c\u5230\u70ba\u60a8\u5c0b\u627e\u79df\u5ba2\u53ca\u63d0\u4f9b\u4e00\u7ad9\u5f0f\u79df\u52d9\u7ba1\u7406\u670d\u52d9\uff0c\u6211\u5011\u90fd\u80fd\u70ba\u60a8\u59a5\u5584\u4ee3\u52de\u3002<\/p>\n<p>\u6295\u8cc7\u516c\u5f0f\u975e\u5e38\u7c21\u55ae\uff1a<strong>\u66f4\u4f4e\u7684\u5229\u7387 = \u66f4\u4f4e\u7684\u652f\u51fa\u8207\u66f4\u4f73\u7684\u56de\u5831\u3002<\/strong><\/p>\n<p>\u8981\u958b\u59cb\u898f\u5283\u60a8\u7684\u4e0b\u4e00\u6b65\uff0c\u6b61\u8fce\u700f\u89bd\u6211\u5011\u7684<a href=\"https:\/\/www.benhams.com.hk\/zh-hk\/calculator\/mortgage\/\">\u82f1\u570b\u6309\u63ed\u8a08\u7b97\u6a5f<\/a>\uff0c\u8b93\u6211\u5011\u5354\u52a9\u60a8\u5efa\u7acb\u9ad8\u5229\u6f64\u7684\u82f1\u570b\u7269\u696d\u6295\u8cc7\u7d44\u5408\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5982\u679c\u60a8\u8eab\u8655\u9999\u6e2f\u4e26\u6709\u610f\u6295\u8cc7\u6d77\u5916\u7269\u696d\uff0c\u82f1\u570b\u5f88\u53ef\u80fd\u65e9\u5df2\u5728\u60a8\u7684\u95dc\u6ce8\u540d\u55ae\u4e0a\u3002\u4f46\u5766\u767d\u8aaa\uff0c\u904e\u53bb\u5169\u5e74\u7684\u5e02\u5834\u74b0\u5883\u4e26\u4e0d\u5bb9\u6613\u3002\u9ad8\u6602\u7684\u501f\u8cb8\u6210\u672c\u8feb\u4f7f\u8a31\u591a\u6295\u8cc7\u8005\u9078\u64c7\u6301\u5e63\u89c0\u671b\uff0c\u6216\u63a1\u53d6\u9632\u79a6\u6027\u7b56\u7565\u4ee5\u4fdd\u4f4f\u5229\u6f64\u7a7a\u9593\u3002 \u5e78\u597d\uff0c\u60c5\u6cc1\u6b63\u5728\u597d\u8f49\uff01\u96a8\u8457 2026 \u5e74\u82f1\u570b\u6309\u63ed\u5229\u7387\u4e0b\u8dcc\uff0c\u5404\u9805\u6578\u64da\u7d42\u65bc\u958b\u59cb\u5c0d\u60a8\u6709\u5229\u3002\u5c0d\u65bc\u9999\u6e2f\u8cb7\u5bb6\u800c\u8a00\uff0c\u9019\u4e0d\u50c5\u50c5\u662f\u87a2\u5e55\u4e0a\u7684\u65b0\u805e\u6a19\u984c\uff1b\u9019\u610f\u5473\u8457\u60a8\u6bcf\u500b\u6708\u90fd\u80fd\u5c07\u5be6\u5be6\u5728\u5728\u7684\u73fe\u91d1\u7559\u5728\u9280\u884c\u6236\u53e3\u4e2d\uff0c\u8b93\u60a8\u7684\u79df\u91d1\u5229\u6f64\u77ac\u9593\u7372\u5f97\u5be6\u8cea\u4e14\u53ef\u89c0\u7684\u63d0\u5347\u3002 \u8b93\u6211\u5011\u7565\u904e\u8907\u96dc\u7684\u5b8f\u89c0\u7d93\u6fdf\u5206\u6790\uff0c\u76f4\u63a5\u770b\u770b\u9019\u80cc\u5f8c\u7684\u5be6\u969b\u8ca1\u52d9\u6578\u64da\uff1a\u5728\u9999\u6e2f\u7533\u8acb\u82f1\u570b\u7269\u696d\u6309\u63ed\u6642\uff0c\u9019\u4e9b\u4e0d\u65b7\u4e0b\u964d\u7684\u82f1\u570b\u623f\u8cb8\u5229\u7387\u5c07\u5982\u4f55\u70ba\u60a8\u7bc0\u7701\u958b\u652f\uff0c\u4e26\u5c07\u60a8\u7684\u73fe\u91d1\u6d41\u6700\u5927\u5316\u3002 1. \u5927\u5e45\u6e1b\u8f15\u6bcf\u6708\u652f\u51fa \u60a8\u53ef\u4ee5\u5c07\u8f03\u4f4e\u7684\u5229\u7387\u8996\u70ba\u6bcf\u6708\u8cec\u55ae\u4e0a\u81ea\u52d5\u751f\u6548\u7684\u5373\u6642\u6298\u6263\u3002\u76ee\u524d\uff0c\u6ed9\u8c50\u9280\u884c (HSBC) \u548c\u6851\u5766\u5fb7\u9280\u884c (Santander) \u7b49\u5927\u578b\u570b\u969b\u8cb8\u6b3e\u6a5f\u69cb\u6b63\u7a4d\u6975\u70ba\u6d77\u5916\u6295\u8cc7\u8005\u4e0b\u8abf\u5229\u7387\uff0c\u4ee5\u722d\u53d6\u60a8\u7684\u696d\u52d9\u3002 \u7576\u60a8\u5728\u9999\u6e2f\u70ba\u502b\u6566\u6216\u66fc\u5fb9\u65af\u7279\u7684\u300c\u8cb7\u6a13\u6536\u79df\u300d(Buy-to-let) \u7269\u696d\u7533\u8acb\u82f1\u570b\u6309\u63ed\u6642\uff0c\u6700\u5927\u7684\u6301\u7e8c\u6027\u652f\u51fa\u5c31\u662f\u5229\u606f\u9084\u6b3e\u3002\u96d6\u7136\u82f1\u570b\u672c\u5730\u8cb7\u5bb6\u9762\u5c0d\u7684\u6578\u5b57\u6709\u6240\u4e0d\u540c\uff0c\u4f46\u6d77\u5916\u8cb7\u5bb6\u7684\u5229\u7387\u5df2\u7d93\u51fa\u73fe\u4e86\u6975\u4f73\u7684\u8f49\u8b8a\uff1a\u5178\u578b\u7684 5 \u5e74\u671f\u5b9a\u606f\u7522\u54c1\u5df2\u5f9e\u7d04 5.5% \u4e0b\u964d\u81f3 4.94%\u3002\u8b93\u6211\u5011\u770b\u770b\u5be6\u969b\u7684\u8ca1\u52d9\u8a08\u7b97\uff1a \u5047\u8a2d\u60a8\u6709\u4e00\u7b46 26 \u842c\u82f1\u938a\u3001\u9084\u6b3e\u671f\u70ba 25 \u5e74\u7684\u6309\u63ed\u8cb8\u6b3e\uff0c\u5229\u7387\u5f9e\u4e4b\u524d\u7684\u9ad8\u4f4d 5.5% \u964d\u81f3\u6700\u65b0\u7684 4.94%\uff0c\u60a8\u6bcf\u500b\u6708\u7684\u9084\u6b3e\u984d\u5c07\u6e1b\u5c11\u7d04 85 \u82f1\u938a\u3002 \u5982\u679c\u60a8\u9396\u5b9a\u6a19\u6e96\u7684 5 \u5e74\u671f\u5b9a\u606f\u6309\u63ed\uff0c\u9019\u610f\u5473\u8457\u5c07\u6709\u984d\u5916 5,100 \u82f1\u938a\uff08\u7d04\u5408 51,000 \u6e2f\u5143\uff09 \u76f4\u63a5\u7559\u5728\u60a8\u7684\u9280\u884c\u8cec\u6236\u4e2d\uff0c\u800c\u4e0d\u662f\u767d\u767d\u4ea4\u7d66\u8cb8\u6b3e\u6a5f\u69cb\u3002 \u6b64\u5916\uff0c\u76ee\u524d\u91dd\u5c0d\u975e\u82f1\u570b\u5c45\u6c11\u7684 5 \u5e74\u671f\u5b9a\u606f\u6295\u8cc7\u7522\u54c1\u5229\u7387\u5f98\u5f8a\u5728 5.13% \u5de6\u53f3\uff0c\u8207\u8fd1\u5e74\u4f86\u7684\u9ad8\u4f4d\u76f8\u6bd4\uff0c\u9019\u5df2\u7d93\u662f\u5de8\u5927\u7684\u6539\u5584\u3002 2. \u63d0\u5347\u60a8\u7684\u79df\u91d1\u5229\u6f64 \u5982\u679c\u60a8\u8ffd\u6c42\u7684\u662f\u7701\u5fc3\u7684\u88ab\u52d5\u6295\u8cc7\uff0c\u60a8\u7684\u4e3b\u8981\u7126\u9ede\u5fc5\u5b9a\u662f\u6de8\u79df\u91d1\u56de\u5831\u7387 (Net Rental Yield)\u2014\u2014\u57fa\u672c\u4e0a\u5c31\u662f\u6263\u9664\u7ba1\u7406\u8cbb\u3001\u7a05\u9805\u548c\u6309\u63ed\u9084\u6b3e\u5f8c\uff0c\u771f\u6b63\u843d\u5165\u60a8\u53e3\u888b\u7684\u5be6\u969b\u5229\u6f64\u3002 \u7576\u82f1\u570b\u7684\u6309\u63ed\u5229\u7387\u4e0b\u964d\u6642\uff0c\u60a8\u7684\u79df\u91d1\u6536\u5165\u6703\u4fdd\u6301\u7a69\u5b9a\uff08\u7531\u65bc\u5168\u82f1\u5404\u5730\u53ef\u79df\u8cc3\u7269\u696d\u6301\u7e8c\u77ed\u7f3a\uff0c\u79df\u91d1\u751a\u81f3\u53ef\u80fd\u6500\u5347\uff09\uff0c\u4f46\u60a8\u7684\u8cb8\u6b3e\u9084\u6b3e\u984d\u537b\u5927\u5e45\u4e0b\u964d\u3002\u9019\u6703\u4ee4\u60a8\u6bcf\u6708\u7684\u5be6\u6536\u5229\u6f64\u51fa\u73fe\u7206\u767c\u6027\u589e\u9577\u3002\u5728\u820a\u6709\u9ad8\u5229\u7387\u74b0\u5883\u4e0b\u50c5\u80fd\u505a\u5230\u6536\u652f\u5e73\u8861\u7684\u7269\u696d\uff0c\u73fe\u5728\u5c07\u77ac\u9593\u8f49\u8b8a\u70ba\u80fd\u70ba\u60a8\u7a4d\u6975\u5275\u9020\u73fe\u91d1\u6d41\u7684\u5065\u5eb7\u8cc7\u7522\u3002 3. \u589e\u5f37\u60a8\u7684\u8cfc\u8cb7\u529b \u8f03\u4f4e\u7684\u5229\u7387\u4e0d\u50c5\u80fd\u70ba\u60a8\u5728\u672a\u4f86\u7701\u9322\uff0c\u66f4\u80fd\u5728\u4e00\u958b\u59cb\u5c31\u5927\u5e45\u589e\u5f37\u60a8\u7684\u6295\u8cc7\u5be6\u529b\u3002 \u81f3\u95dc\u91cd\u8981\u7684\u662f\uff0c\u76e3\u7ba1\u74b0\u5883\u6b63\u8f49\u5411\u5c0d\u8cb7\u5bb6\u6709\u5229\u7684\u65b9\u5411\u3002\u82f1\u570b\u91d1\u878d\u884c\u70ba\u76e3\u7ba1\u5c40 (FCA) \u63a8\u51fa\u4e86\u4e00\u9805\u65e8\u5728\u64f4\u5927\u8cb8\u6b3e\u6a5f\u69cb\u9748\u6d3b\u6027\u7684\u8a08\u5283\u3002\u8cb8\u6b3e\u6a5f\u69cb\u5c0d\u6b64\u4f5c\u51fa\u4e86\u7a4d\u6975\u56de\u61c9\uff0c\u653e\u5bec\u4e86\u8ca0\u64d4\u80fd\u529b\u8a55\u4f30\u4e26\u964d\u4f4e\u4e86\u7533\u8acb\u9580\u6abb\u3002\u9019\u610f\u5473\u8457\uff1a &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/london-property-market\/how-uk-mortgage-rate-cuts-save-money-hong-kong-buyers\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;\u82f1\u570b\u6309\u63ed\u5229\u7387\u8fd1\u671f\u4e0b\u8abf &#8211; \u5982\u4f55\u70ba\u9999\u6e2f\u8cb7\u5bb6\u7bc0\u7701\u8cc7\u91d1\u4e26\u63d0\u5347\u56de\u5831&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":21682,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[451],"tags":[],"class_list":["post-21674","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-london-property-market"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u82f1\u570b\u6309\u63ed\u606f\u7387\u56de\u843d\uff1a\u9999\u6e2f\u8cb7\u5bb6\u5982\u4f55\u7bc0\u7701\u7f6e\u696d\u6210\u672c<\/title>\n<meta name=\"description\" content=\"\u7acb\u5373\u4e86\u89e3 2026 \u5e74\u82f1\u570b\u6309\u63ed\u606f\u7387\u4e0b\u8abf\uff0c\u5982\u4f55\u5e6b\u52a9\u9999\u6e2f\u7269\u696d\u6295\u8cc7\u8005\u6e1b\u8f15\u6bcf\u6708\u4f9b\u6b3e\u8ca0\u64d4\u3001\u63d0\u5347\u79df\u91d1\u56de\u5831\uff0c\u4e26\u5927\u5e45\u589e\u5f37\u5165\u5e02\u8cfc\u8cb7\u529b\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/london-property-market\/how-uk-mortgage-rate-cuts-save-money-hong-kong-buyers\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u82f1\u570b\u6309\u63ed\u606f\u7387\u56de\u843d\uff1a\u9999\u6e2f\u8cb7\u5bb6\u5982\u4f55\u7bc0\u7701\u7f6e\u696d\u6210\u672c\" \/>\n<meta property=\"og:description\" content=\"\u7acb\u5373\u4e86\u89e3 2026 \u5e74\u82f1\u570b\u6309\u63ed\u606f\u7387\u4e0b\u8abf\uff0c\u5982\u4f55\u5e6b\u52a9\u9999\u6e2f\u7269\u696d\u6295\u8cc7\u8005\u6e1b\u8f15\u6bcf\u6708\u4f9b\u6b3e\u8ca0\u64d4\u3001\u63d0\u5347\u79df\u91d1\u56de\u5831\uff0c\u4e26\u5927\u5e45\u589e\u5f37\u5165\u5e02\u8cfc\u8cb7\u529b\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/london-property-market\/how-uk-mortgage-rate-cuts-save-money-hong-kong-buyers\/\" \/>\n<meta property=\"og:site_name\" content=\"Benham and Reeves Hong Kong\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-23T05:40:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-23T05:42:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/thumbnail-how-the-recent-drop-in-uk-mortgage-rates.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Benham and Reeves\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@benhamandreeves\" \/>\n<meta name=\"twitter:site\" content=\"@benhamandreeves\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Benham and Reeves\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u82f1\u570b\u6309\u63ed\u606f\u7387\u56de\u843d\uff1a\u9999\u6e2f\u8cb7\u5bb6\u5982\u4f55\u7bc0\u7701\u7f6e\u696d\u6210\u672c","description":"\u7acb\u5373\u4e86\u89e3 2026 \u5e74\u82f1\u570b\u6309\u63ed\u606f\u7387\u4e0b\u8abf\uff0c\u5982\u4f55\u5e6b\u52a9\u9999\u6e2f\u7269\u696d\u6295\u8cc7\u8005\u6e1b\u8f15\u6bcf\u6708\u4f9b\u6b3e\u8ca0\u64d4\u3001\u63d0\u5347\u79df\u91d1\u56de\u5831\uff0c\u4e26\u5927\u5e45\u589e\u5f37\u5165\u5e02\u8cfc\u8cb7\u529b\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/london-property-market\/how-uk-mortgage-rate-cuts-save-money-hong-kong-buyers\/","og_locale":"en_GB","og_type":"article","og_title":"\u82f1\u570b\u6309\u63ed\u606f\u7387\u56de\u843d\uff1a\u9999\u6e2f\u8cb7\u5bb6\u5982\u4f55\u7bc0\u7701\u7f6e\u696d\u6210\u672c","og_description":"\u7acb\u5373\u4e86\u89e3 2026 \u5e74\u82f1\u570b\u6309\u63ed\u606f\u7387\u4e0b\u8abf\uff0c\u5982\u4f55\u5e6b\u52a9\u9999\u6e2f\u7269\u696d\u6295\u8cc7\u8005\u6e1b\u8f15\u6bcf\u6708\u4f9b\u6b3e\u8ca0\u64d4\u3001\u63d0\u5347\u79df\u91d1\u56de\u5831\uff0c\u4e26\u5927\u5e45\u589e\u5f37\u5165\u5e02\u8cfc\u8cb7\u529b\u3002","og_url":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/london-property-market\/how-uk-mortgage-rate-cuts-save-money-hong-kong-buyers\/","og_site_name":"Benham and Reeves Hong Kong","article_published_time":"2026-07-23T05:40:02+00:00","article_modified_time":"2026-07-23T05:42:32+00:00","og_image":[{"width":500,"height":300,"url":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/thumbnail-how-the-recent-drop-in-uk-mortgage-rates.webp","type":"image\/webp"}],"author":"Benham and Reeves","twitter_card":"summary_large_image","twitter_creator":"@benhamandreeves","twitter_site":"@benhamandreeves","twitter_misc":{"Written by":"Benham and Reeves","Estimated reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/london-property-market\/how-uk-mortgage-rate-cuts-save-money-hong-kong-buyers\/","url":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/london-property-market\/how-uk-mortgage-rate-cuts-save-money-hong-kong-buyers\/","name":"\u82f1\u570b\u6309\u63ed\u606f\u7387\u56de\u843d\uff1a\u9999\u6e2f\u8cb7\u5bb6\u5982\u4f55\u7bc0\u7701\u7f6e\u696d\u6210\u672c","isPartOf":{"@id":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/london-property-market\/how-uk-mortgage-rate-cuts-save-money-hong-kong-buyers\/#primaryimage"},"image":{"@id":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/london-property-market\/how-uk-mortgage-rate-cuts-save-money-hong-kong-buyers\/#primaryimage"},"thumbnailUrl":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/thumbnail-how-the-recent-drop-in-uk-mortgage-rates.webp","datePublished":"2026-07-23T05:40:02+00:00","dateModified":"2026-07-23T05:42:32+00:00","author":{"@id":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/#\/schema\/person\/478f2948e1ca24a24bafe682033dab98"},"description":"\u7acb\u5373\u4e86\u89e3 2026 \u5e74\u82f1\u570b\u6309\u63ed\u606f\u7387\u4e0b\u8abf\uff0c\u5982\u4f55\u5e6b\u52a9\u9999\u6e2f\u7269\u696d\u6295\u8cc7\u8005\u6e1b\u8f15\u6bcf\u6708\u4f9b\u6b3e\u8ca0\u64d4\u3001\u63d0\u5347\u79df\u91d1\u56de\u5831\uff0c\u4e26\u5927\u5e45\u589e\u5f37\u5165\u5e02\u8cfc\u8cb7\u529b\u3002","inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.benhams.com.hk\/zh-hk\/news\/london-property-market\/how-uk-mortgage-rate-cuts-save-money-hong-kong-buyers\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/london-property-market\/how-uk-mortgage-rate-cuts-save-money-hong-kong-buyers\/#primaryimage","url":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/thumbnail-how-the-recent-drop-in-uk-mortgage-rates.webp","contentUrl":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/07\/thumbnail-how-the-recent-drop-in-uk-mortgage-rates.webp","width":500,"height":300,"caption":"How the recent drop in uk mortgage rates"},{"@type":"WebSite","@id":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/#website","url":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/","name":"Benham and Reeves Hong Kong","description":"Just another WordPress site","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Person","@id":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/#\/schema\/person\/478f2948e1ca24a24bafe682033dab98","name":"Benham and Reeves","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/ea42b4e2673ec4fe437aad6635ca4928239400431649b6f54fff78de3344b7eb?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ea42b4e2673ec4fe437aad6635ca4928239400431649b6f54fff78de3344b7eb?s=96&d=mm&r=g","caption":"Benham and Reeves"},"description":"\u5728\u502b\u6566\u7269\u696d\u5e02\u5834\u64c1\u6709\u8d85\u904e60\u5e74\u7d93\u9a57\uff0cBenham &amp; Reeves\u662f\u82f1\u570b\u9818\u5148\u7684\u92b7\u552e\u548c\u79df\u8cc3\u5c08\u5bb6\u4e4b\u4e00\uff0c\u63d0\u4f9b\u4e00\u7ad9\u5f0f\u5168\u65b9\u4f4d\u7684\u7269\u696d\u670d\u52d9\uff0c\u5305\u62ec:\u8cfc\u8cb7\u53ca\u92b7\u552e\u7269\u696d\u3001\u5bb6\u5177\u3001\u79df\u8cc3\u3001\u7a05\u52d9\u548c\u7269\u696d\u7ba1\u7406\u670d\u52d9\u3002 Benham and Reeves\u9999\u6e2f\u7279\u5225\u884c\u653f\u5340\u5206\u90e8\u65bc1995\u6210\u7acb\uff0c\u670d\u52d9\u53ca\u5e6b\u52a9\u6d77\u5916\u696d\u4e3b\u53ca\u8cb7\u5bb6\u5c0d\u502b\u6566\u7269\u696d\u5e02\u5834\u7684\u9700\u6c42\u3002\u6211\u5011\u512a\u79c0\u7684\u5718\u968a\u7cbe\u901a\u4e2d\u82f1\u8a9e\u3001\u65e5\u8a9e\u53ca\u4ed6\u52a0\u797f\u8a9e\u7b49\uff0c\u70ba\u8eab\u5728\u9999\u6e2f\u7279\u5225\u884c\u653f\u5340\u3001\u4e2d\u570b\u3001\u53f0\u7063\u3001\u6fb3\u9580\u548c\u65e5\u672c\u7b49\u5730\u65b9\u7684\u5ba2\u6236\u63d0\u4f9b\u4e00\u7ad9\u5f0f\u7684\u7269\u696d\u670d\u52d9\u3002","sameAs":["https:\/\/www.benhams.com\/"],"url":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-json\/wp\/v2\/posts\/21674","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-json\/wp\/v2\/comments?post=21674"}],"version-history":[{"count":5,"href":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-json\/wp\/v2\/posts\/21674\/revisions"}],"predecessor-version":[{"id":21684,"href":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-json\/wp\/v2\/posts\/21674\/revisions\/21684"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-json\/wp\/v2\/media\/21682"}],"wp:attachment":[{"href":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-json\/wp\/v2\/media?parent=21674"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-json\/wp\/v2\/categories?post=21674"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-json\/wp\/v2\/tags?post=21674"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}