{"id":21942,"date":"2026-11-10T09:56:37","date_gmt":"2026-11-10T09:56:37","guid":{"rendered":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/?p=21942"},"modified":"2026-11-10T09:57:32","modified_gmt":"2026-11-10T09:57:32","slug":"autumn-budget-2026-for-hong-kong-landlords-and-buyers","status":"publish","type":"post","link":"https:\/\/www.benhams.com.hk\/zh-hk\/news\/landlords\/autumn-budget-2026-for-hong-kong-landlords-and-buyers\/","title":{"rendered":"\u82f1\u570b\u79cb\u5b63\u9810\u7b97\u6848 2026 &#8211; \u5c0d\u9999\u6e2f\u696d\u4e3b\u8207\u6d77\u5916\u8cb7\u5bb6\u610f\u5473\u8457\u751a\u9ebc"},"content":{"rendered":"<p>\u5c0d\u65bc\u6301\u6709\u82f1\u570b\u7269\u696d\u6216\u6709\u610f\u5165\u5e02\u7684\u9999\u6e2f\u8cb7\u5bb6\u8207\u696d\u4e3b\u800c\u8a00\uff0c\u82f1\u570b\u6700\u65b0\u516c\u5e03\u7684\u300a2026 \u5e74\u79cb\u5b63\u9810\u7b97\u6848\u300b\uff08Autumn Budget 2026\uff09\u6bd4\u5916\u754c\u9810\u671f\u7684\u66f4\u70ba\u5be9\u614e\u6eab\u548c\u3002\u8ca1\u653f\u5927\u81e3\u7dad\u6301\u8cc7\u672c\u589e\u503c\u7a05\uff08CGT\uff09\u3001\u85aa\u916c\u5165\u606f\u7a05\u53ca\u80a1\u606f\u7a05\u7a05\u7387\u4e0d\u8b8a\uff0c\u540c\u6642\u78ba\u8a8d\u300c\u9ad8\u50f9\u503c\u5e02\u653f\u7a05\u9644\u52a0\u7a05\u300d\uff08\u4fd7\u7a31\u8c6a\u5b85\u7a05\uff09\u7684\u9580\u6abb\u7dad\u6301\u5728 200 \u842c\u82f1\u938a\uff0c\u672a\u6709\u9032\u4e00\u6b65\u4e0b\u8abf\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/london-homes.webp\" alt=\"London homes\" width=\"948\" height=\"533\" class=\"alignnone size-full wp-image-21945\" srcset=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/london-homes.webp 948w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/london-homes-300x169.webp 300w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/london-homes-768x432.webp 768w\" sizes=\"auto, (max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/p>\n<p>\u623f\u5c4b\u653f\u7b56\u65b9\u9762\uff0c\u653f\u5e9c\u63a8\u51fa\u5168\u65b0\u300cYour First Home\u300d\u9996\u7f6e\u8cc7\u52a9\u8a08\u5283\uff0c\u70ba\u9996\u7f6e\u4eba\u58eb\u5e36\u4f86\u652f\u6301\u3002\u7136\u800c\uff0c\u5c0d\u65bc\u6536\u79df\u696d\u4e3b\u800c\u8a00\uff0c\u7269\u696d\u79df\u91d1\u5165\u606f\u7a05\u5c07\u65bc 2027 \u5e74 4 \u6708\u8d77\u9032\u4e00\u6b65\u8abf\u9ad8\uff0c\u6574\u9ad4\u7d2f\u8a08\u589e\u5e45\u8f03\u73fe\u884c\u7a05\u7387\u63d0\u9ad8\u9054 4 \u500b\u767e\u5206\u9ede\u3002<\/p>\n<p>\u7121\u8ad6\u60a8\u6253\u7b97\u5728\u82f1\u570b\u8cb7\u6a13\u3001\u653e\u79df\u9084\u662f\u8f49\u552e\uff0c\u7576\u524d\u6700\u6838\u5fc3\u7684\u8003\u91cf\u4e0d\u50c5\u662f\u300c\u6539\u52d5\u4e86\u751a\u9ebc\u300d\uff0c\u800c\u662f\u5404\u9805\u65b0\u63aa\u65bd\u4f55\u6642\u6b63\u5f0f\u751f\u6548\uff0c\u4ee5\u53ca\u5982\u4f55\u5f71\u97ff\u60a8\u9577\u9060\u7684\u6301\u6709\u6210\u672c\u8207\u5be6\u8cea\u56de\u5831\u3002<\/p>\n<h2> \u82f1\u570b 2026 \u9810\u7b97\u6848\u91cd\u9ede\u4e00\u89bd\uff08\u9999\u6e2f\u696d\u4e3b\u7248\uff09<\/p>\n<div class=\"table-responsive mb20\">\n<table class=\"press-table textfLeft table-fixed font-14 w-100\" border=\"1\">\n<thead>\n<tr class=\"bg-table-blue\">\n<th style=\"text-align: center;\"><strong>\u7a05\u9805 \/ \u653f\u7b56\u63aa\u65bd<\/strong><\/th>\n<th><strong>2026 \u9810\u7b97\u6848\u6700\u65b0\u5b9a\u6848<\/strong><\/th>\n<th><strong>\u751f\u6548\u65e5\u671f<\/strong><\/th>\n<th><strong>\u53d7\u5f71\u97ff\u4eba\u58eb<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u7269\u696d\u5370\u82b1\u7a05 (SDLT)<\/td>\n<td>\u73fe\u884c\u7a05\u7387\u7dad\u6301\u4e0d\u8b8a\uff1b2% \u975e\u82f1\u570b\u5c45\u6c11\u9644\u52a0\u7a05\u53ca 5% \u7b2c\u4e8c\u5957\u7269\u696d\u9644\u52a0\u7a05\u7e7c\u7e8c\u9069\u7528<\/td>\n<td>\u73fe\u884c\u898f\u5247\u4e0d\u8b8a<\/td>\n<td>\u8cfc\u8cb7\u82f1\u683c\u862d\u53ca\u5317\u611b\u723e\u862d\u7269\u696d\u7684\u9999\u6e2f\u8cb7\u5bb6<\/td>\n<\/tr>\n<tr>\n<td>\u79df\u91d1\u5165\u606f\u7a05 (Tax on Rent)<\/td>\n<td>\u7269\u696d\u5165\u606f\u7a05\u7387\u5206\u5225\u8abf\u9ad8\u81f3 24%\u300144% \u53ca 49%<\/td>\n<td>2027 \u5e74 4 \u6708 6 \u65e5<\/td>\n<td>\u82f1\u683c\u862d\u3001\u5a01\u723e\u65af\u53ca\u5317\u611b\u723e\u862d\u7684\u500b\u4eba\u540d\u7fa9\u6536\u79df\u696d\u4e3b<\/td>\n<\/tr>\n<tr>\n<td>\u5132\u84c4\u5229\u606f\u7a05 (Tax on Savings)<\/td>\n<td>\u5132\u84c4\u5229\u606f\u7a05\u7387\u540c\u6a23\u8abf\u9ad8 2 \u500b\u767e\u5206\u9ede\uff08\u81f3 24%\u300144%\u300149%\uff09<\/td>\n<td>2027 \u5e74 4 \u6708 6 \u65e5<\/td>\n<td>\u64c1\u6709\u61c9\u8ab2\u7a05\u5132\u84c4\u5165\u606f\u7684\u82f1\u570b\u7d0d\u7a05\u4eba<\/td>\n<\/tr>\n<tr>\n<td>\u8cc7\u672c\u589e\u503c\u7a05 (CGT)<\/td>\n<td>\u7269\u696d\u4e3b\u8981\u8cc7\u672c\u589e\u503c\u7a05\u7387\u7dad\u6301\u4e0d\u8b8a\uff0c\u672a\u6709\u4e0a\u8abf<\/td>\n<td>\u73fe\u884c\u898f\u5247\u4e0d\u8b8a<\/td>\n<td>\u653e\u552e\u82f1\u570b\u7269\u696d\u7684\u696d\u4e3b<\/td>\n<\/tr>\n<tr>\n<td>\u9ad8\u50f9\u503c\u5e02\u653f\u7a05\u9644\u52a0\u7a05 (HVCTS)<\/td>\n<td>\u7dad\u6301 200 \u842c\u82f1\u938a\u5fb5\u7a05\u9580\u6abb\uff0c\u4e26\u843d\u5be6\u5404\u968e\u68af\u9644\u52a0\u7a05\u984d<\/td>\n<td>2028 \u5e74 4 \u6708<\/td>\n<td>\u82f1\u683c\u862d\u5408\u8cc7\u683c\u9ad8\u50f9\u503c\u7269\u696d\u7684\u6301\u6709\u4eba<\/td>\n<\/tr>\n<tr>\n<td>\u300cYour First Home\u300d\u9996\u7f6e\u8a08\u5283<\/td>\n<td>\u653f\u5e9c\u63d0\u4f9b\u6700\u9ad8 20% \u80a1\u6b0a\u8cb8\u6b3e\uff0c\u9996\u671f\u4f4e\u81f3 2.5%<\/td>\n<td>\u9810\u8a08 2027 \u5e74 4 \u6708\u6279\u51fa\u9996\u6279\u8cb8\u6b3e<\/td>\n<td>\u8cfc\u8cb7\u6307\u5b9a\u5168\u65b0\u4e00\u624b\u4f4f\u5b85\u7684\u5408\u8cc7\u683c\u9996\u7f6e\u8cb7\u5bb6<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2>\u7269\u696d\u5370\u82b1\u7a05 (SDLT)\uff1a\u9999\u6e2f\u8cb7\u5bb6\u6700\u65b0\u5165\u5e02\u6210\u672c<\/h2>\n<p>\u5c0d\u65bc\u5c45\u4f4f\u5728\u9999\u6e2f\u3001<a href=\"https:\/\/www.benhams.com.hk\/zh-hk\/services\/london-property-buying\/\">\u8a08\u5283\u5728\u82f1\u683c\u862d\u6216\u5317\u611b\u723e\u862d\u7f6e\u696d\u7684\u8cb7\u5bb6\u800c\u8a00<\/a>\uff0c\u7269\u696d\u5370\u82b1\u7a05\uff08SDLT\uff09\u4f9d\u7136\u662f\u524d\u671f\u5165\u5e02\u7684\u6700\u95dc\u9375\u958b\u652f\u3002\u5728\u73fe\u884c\u67b6\u69cb\u4e0b\uff0c\u6d77\u5916\u8cb7\u5bb6\u9808\u7e73\u4ed8 2% \u975e\u82f1\u570b\u5c45\u6c11\u9644\u52a0\u7a05\uff1b\u82e5\u8a72\u7269\u696d\u5c6c\u65bc\u984d\u5916\u6301\u6709\u7684\u7b2c\u4e8c\u5957\u6216\u4ee5\u4e0a\u4f4f\u5b85\u7269\u696d\uff0c\u66f4\u9808\u758a\u52a0\u7e73\u4ed8 5% \u7684\u984d\u5916\u4f4f\u5b85\u7269\u696d\u9644\u52a0\u7a05\u3002<\/p>\n<p>\u65e9\u524d\u5e02\u5834\u61a7\u61ac\u653f\u5e9c\u6703\u5c31\u5370\u82b1\u7a05\u63a8\u51fa\u5168\u9762\u6539\u9769\u6216\u653e\u5bec\uff0c\u4f46\u4eca\u6b21\u9810\u7b97\u6848\u4e26\u672a\u4f5c\u4efb\u4f55\u8abf\u6574\u3002\u5c0d\u8cb7\u5bb6\u800c\u8a00\uff0c\u8a08\u7b97\u7f6e\u696d\u6210\u672c\u6642\u4ecd\u9808\u6cbf\u7528\u73fe\u884c\u7a05\u7387\u53ca\u76f8\u95dc\u9644\u52a0\u7a05\u689d\u6b3e\u3002<\/p>\n<p>\u5370\u82b1\u7a05\u5411\u4f86\u662f\u642c\u9077\u6216\u64f4\u5c55\u7269\u696d\u7d44\u5408\u6642\u6700\u5927\u7684\u4ea4\u6613\u6210\u672c\u4e4b\u4e00\uff0c\u672a\u6709\u7c21\u5316\u6a5f\u5236\u6216\u8abf\u4f4e\u7a05\u7387\uff0c\u96e3\u514d\u4ee4\u671f\u671b\u964d\u4f4e\u5165\u5e02\u9580\u6abb\u7684\u6295\u8cc7\u8005\u611f\u5230\u5c11\u8a31\u5931\u671b\u3002<\/p>\n<p>\u5be6\u52d9\u63d0\u9ede\uff1a \u5982\u679c\u60a8\u6b63<a href=\"https:\/\/www.benhams.com.hk\/zh-hk\/london\/\">\u8cfc\u8cb7\u6a13\u82b1<\/a>\uff08Off-plan\uff09\uff0c\u7269\u696d\u5370\u82b1\u7a05\u662f\u4ee5\u7269\u696d\u6b63\u5f0f\u6210\u4ea4\u4ea4\u6a13\u65e5\uff08Completion Date\uff09\u7576\u6642\u5be6\u65bd\u7684\u7a05\u4f8b\u70ba\u6e96\u3002\u8cb7\u5bb6\u5728\u81e8\u8fd1\u4ea4\u6a13\u6642\u61c9\u518d\u6b21\u91cd\u65b0\u6838\u7b97\u5370\u82b1\u7a05\u91d1\u984d\uff0c\u78ba\u4fdd\u9810\u7559\u8db3\u5920\u8cc7\u91d1\u3002<\/p>\n<h2>\u79df\u91d1\u5165\u606f\u7a05\uff1a2027 \u5e74 4 \u6708\u8d77\u9762\u81e8\u7b2c\u4e8c\u8f2a\u8abf\u5347<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/tax-on-rental-income.webp\" alt=\"\u79df\u91d1\u6240\u5f97\u7a05\" width=\"1200\" height=\"675\" class=\"alignnone size-full wp-image-21946\" srcset=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/tax-on-rental-income.webp 1200w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/tax-on-rental-income-300x169.webp 300w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/tax-on-rental-income-1024x576.webp 1024w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/tax-on-rental-income-768x432.webp 768w\" sizes=\"auto, (max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/p>\n<p>\u5c0d\u65bc\u4ee5\u500b\u4eba\u540d\u7fa9\u6301\u6709\u7269\u696d\u7684\u6d77\u5916\u696d\u4e3b\u800c\u8a00\uff0c\u4eca\u6b21\u9810\u7b97\u6848\u6700\u53d7\u95dc\u6ce8\u7684\u5ba3\u5e03\uff0c\u662f\u7269\u696d\u5165\u606f\u7a05\u7387\u5c07\u65bc 2027 \u5e74 4 \u6708\u8d77\u518d\u984d\u5916\u63d0\u9ad8 2 \u500b\u767e\u5206\u9ede\u3002<br \/>\n\u7531 2027 \u5e74 4 \u6708 6 \u65e5 \u8d77\uff0c\u7269\u696d\u79df\u91d1\u5165\u606f\u7a05\u7387\u5c07\u8abf\u6574\u70ba<\/p>\n<ul class=\"icon-listing dot-icon mb10\">\n<li>\u57fa\u672c\u7a05\u7387\u7d1a\u5225 (Basic Rate)\uff1a 24%<\/li>\n<li>\u8f03\u9ad8\u7a05\u7387\u7d1a\u5225 (Higher Rate)\uff1a 44%<\/li>\n<li>\u984d\u5916\u7a05\u7387\u7d1a\u5225 (Additional Rate)\uff1a 49%<\/li>\n<\/ul>\n<p>\u9019\u610f\u5473\u8457\u7269\u696d\u79df\u91d1\u6536\u76ca\u7684\u7a05\u7387\uff0c\u6700\u7d42\u5c07\u6703\u6bd4\u76ee\u524d\u7684 20%\u300140% \u53ca 45% \u7d2f\u8a08\u8abf\u9ad8 4 \u500b\u767e\u5206\u9ede\u3002<\/p>\n<p>\u5c0d\u65bc<a href=\"https:\/\/www.benhams.com.hk\/zh-hk\/services\/london-property-tax-return\/\">\u8eab\u5728\u9999\u6e2f\u4e26\u7372\u53d6\u82f1\u570b\u79df\u91d1\u6536\u5165\u7684\u696d\u4e3b<\/a>\uff0c\u73fe\u968e\u6bb5\u61c9\u53ca\u65e9\u6aa2\u8996\u7269\u696d\u7d44\u5408\u7684\u6de8\u79df\u91d1\u6536\u76ca\u9810\u6e2c\uff0c\u5be9\u614e\u8a55\u4f30\u7a05\u7387\u4e0a\u8abf\u5c0d\u5be6\u969b\u73fe\u91d1\u6d41\u8207\u6574\u9ad4\u7a05\u52d9\u8ca0\u64d4\u7684\u5f71\u97ff\u3002\u6b64\u5916\uff0c\u662f\u6b21\u52a0\u7a05\u4ea6\u9069\u7528\u65bc\u82f1\u570b\u623f\u5730\u7522\u6295\u8cc7\u4fe1\u8a17\uff08REITs\uff09\u767c\u653e\u7684\u7269\u696d\u6536\u76ca\u5206\u914d\uff08PID\uff09\uff0c\u60df\u6d77\u5916\u6295\u8cc7\u8005\u7684\u5be6\u969b\u5f71\u97ff\u4ecd\u53d6\u6c7a\u65bc\u9069\u7528\u7684\u96d9\u91cd\u8ab2\u7a05\u5354\u5b9a\u53ca\u6295\u8cc7\u67b6\u69cb\u3002<\/p>\n<h2> \u8f49\u552e\u7269\u696d\u8cc7\u672c\u589e\u503c\u7a05 (CGT)\uff1a\u61f8\u5ff5\u843d\u5b9a\uff0c\u7a05\u7387\u7dad\u6301\u4e0d\u8b8a<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/capital-gains-tax.webp\" alt=\"CGT\" width=\"1200\" height=\"675\" class=\"alignnone size-full wp-image-21947\" srcset=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/capital-gains-tax.webp 1200w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/capital-gains-tax-300x169.webp 300w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/capital-gains-tax-1024x576.webp 1024w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/capital-gains-tax-768x432.webp 768w\" sizes=\"auto, (max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/p>\n<p>\u9810\u7b97\u6848\u516c\u5e03\u524d\uff0c\u5e02\u5834\u5145\u65a5\u8457\u8cc7\u672c\u589e\u503c\u7a05\u53ef\u80fd\u5927\u5e45\u8abf\u9ad8\u7684\u50b3\u805e\u3002\u4eca\u6b21\u8ca1\u653f\u5927\u81e3\u6c7a\u5b9a\u7dad\u6301\u4e3b\u8981\u8cc7\u7522\u589e\u503c\u7a05\u7387\u4e0d\u8b8a\uff0c\u70ba\u7269\u696d\u6295\u8cc7\u8005\u5e36\u4f86\u4e86\u5bf6\u8cb4\u7684\u5e02\u5834\u78ba\u5b9a\u6027\u3002<\/p>\n<p>\u9999\u6e2f\u5c45\u6c11<a href=\"https:\/\/www.benhams.com.hk\/zh-hk\/services\/london-property-selling\/\">\u8f49\u552e\u82f1\u570b\u4f4f\u5b85\u7269\u696d<\/a>\u6642\uff0c\u82e5\u7522\u751f\u589e\u503c\u6536\u76ca\uff0c\u4ecd\u9808\u7e73\u7d0d\u82f1\u570b\u8cc7\u672c\u589e\u503c\u7a05\u3002\u6d77\u5916\u975e\u82f1\u570b\u5c45\u6c11\u5fc5\u9808\u56b4\u683c\u9075\u5b88\u5831\u7a05\u898f\u5b9a\uff1a\u901a\u5e38\u9808\u65bc\u7269\u696d\u4ea4\u6613\u5b8c\u6210\u5f8c\u7684 60 \u65e5\u5167\u5411 HMRC \u7533\u5831\u8f49\u8b93\u4e26\u7e73\u6e05\u76f8\u95dc CGT \u7a05\u6b3e\u3002\u4e3b\u8981\u7a05\u7387\u7dad\u6301\u5e73\u7a69\uff0c\u6709\u52a9\u6709\u610f\u5728\u672a\u4f86\u5e7e\u5e74\u91cd\u6574\u7d44\u5408\u6216\u653e\u552e\u5957\u73fe\u7684\u696d\u4e3b\u66f4\u6e96\u78ba\u5730\u898f\u5283\u56de\u5831\u3002<\/p>\n<h2> \u8c6a\u5b85\u5e02\u653f\u7a05\u9644\u52a0\u7a05 (HVCTS)\uff1a\u78ba\u8a8d\u7dad\u6301 200 \u842c\u938a\u9580\u6abb<\/h2>\n<p>\u9810\u7b97\u6848\u4ea6\u70ba\u5e02\u5834\u4fd7\u7a31\u300c\u8c6a\u5b85\u7a05\u300d\u7684\u9ad8\u50f9\u503c\u5e02\u653f\u7a05\u9644\u52a0\u7a05\uff08High Value Council Tax Surcharge\uff09\u5e36\u4f86\u4e86\u660e\u78ba\u65b9\u5411\u3002<\/p>\n<p>\u5fb5\u7a05\u9580\u6abb\u843d\u5be6\u7dad\u6301\u5728 200 \u842c\u82f1\u938a\uff0c\u4e26\u672a\u5982\u65e9\u524d\u50b3\u805e\u822c\u9032\u4e00\u6b65\u4e0b\u8abf\u3002\u9019\u9805\u9644\u52a0\u7a05\u5c07\u65bc 2028 \u5e74 4 \u6708 \u8d77\u6b63\u5f0f\u63a8\u884c\uff0c\u9069\u7528\u65bc\u82f1\u683c\u862d\u5883\u5167\u50f9\u503c\u9054 200 \u842c\u938a\u6216\u4ee5\u4e0a\u7684\u5408\u8cc7\u683c\u4f4f\u5b85\u7269\u696d\u3002<\/p>\n<p>\u6bcf\u5e74\u7684\u9644\u52a0\u7a05\u984d\u5c07\u6309\u7269\u696d\u4f30\u503c\u5206\u968e\u68af\u5fb5\u6536\uff1a<\/p>\n<ul class=\"icon-listing dot-icon mb10\">\n<li>200 \u842c\u81f3 250 \u842c\u82f1\u938a\u7269\u696d\uff1a \u6bcf\u5e74\u5fb5\u6536 \u00a32,500<\/li>\n<li>250 \u842c\u81f3 350 \u842c\u82f1\u938a\u7269\u696d\uff1a \u6bcf\u5e74\u5fb5\u6536 \u00a33,500<\/li>\n<li>350 \u842c\u81f3 500 \u842c\u82f1\u938a\u7269\u696d\uff1a \u6bcf\u5e74\u5fb5\u6536 \u00a35,000<\/li>\n<li>500 \u842c\u82f1\u938a\u6216\u4ee5\u4e0a\u7269\u696d\uff1a \u6bcf\u5e74\u5fb5\u6536 \u00a37,500<\/li>\n<\/ul>\n<p>\u9019\u7b46\u9644\u52a0\u7a05\u5c07\u76f4\u63a5\u7531\u7269\u696d\u696d\u4e3b\uff08\u696d\u6b0a\u4eba\uff09\u627f\u64d4\uff0c\u800c\u975e\u7531\u79df\u5ba2\u8ca0\u8cac\u3002\u6301\u6709\u502b\u6566\u6838\u5fc3\u9ad8\u50f9\u5730\u6bb5\u7269\u696d\u7684\u9999\u6e2f\u696d\u4e3b\uff0c\u5728\u8a55\u4f30\u7269\u696d\u9577\u9060\u6301\u6709\u6210\u672c\u6642\uff0c\u5fc5\u9808\u5c07\u6b64\u7b46\u958b\u652f\u7d0d\u5165\u9810\u7b97\u3002<\/p>\n<h2> \u9996\u7f6e\u8cb7\u5bb6\u65b0\u653f\uff1a\u300cYour First Home\u300d\u8a08\u5283\u50c5\u9650\u4e00\u624b\u65b0\u76e4<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/first-home-scheme.webp\" alt=\"\u9996\u6b21\u7f6e\u696d\u8a08\u5283\" width=\"1200\" height=\"675\" class=\"alignnone size-full wp-image-21948\" srcset=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/first-home-scheme.webp 1200w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/first-home-scheme-300x169.webp 300w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/first-home-scheme-1024x576.webp 1024w, https:\/\/www.benhams.com.hk\/zh-hk\/news\/wp-content\/uploads\/2026\/11\/first-home-scheme-768x432.webp 768w\" sizes=\"auto, (max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/p>\n<p>\u9810\u7b97\u6848\u4e2d\u8f03\u70ba\u6b63\u9762\u7684\u623f\u5c4b\u63aa\u65bd\u662f\u63a8\u51fa\u4e86\u5168\u65b0\u300cYour First Home\u300d\u8a08\u5283\u3002<\/p>\n<p>\u7b26\u5408\u8cc7\u683c\u7684\u9996\u6b21\u7f6e\u696d\u8cb7\u5bb6\uff0c\u6700\u4f4e\u50c5\u9700\u652f\u4ed8 2.5% \u9996\u671f\uff0c\u4fbf\u53ef\u7372\u5f97\u653f\u5e9c\u63d0\u4f9b\u9ad8\u9054 20% \u7684\u80a1\u6b0a\u8cb8\u6b3e\uff08Equity Loan\uff09 \u4f86\u8cfc\u8cb7\u4e00\u624b\u65b0\u76e4\u3002\u8a72\u7b46\u653f\u5e9c\u8cb8\u6b3e\u5728\u524d 5 \u5e74\u4eab\u6709\u514d\u606f\u671f\uff0c\u5176\u5f8c\u7b2c 6 \u5e74\u8d77\u958b\u59cb\u6309\u6f38\u9032\u5229\u7387\u6536\u53d6\u5229\u606f\u3002\u8a72\u8a08\u5283\u540c\u6642\u8a2d\u6709\u5bb6\u5ead\u5165\u606f\u4e0a\u9650\u53ca\u5404\u5730\u5340\u7269\u696d\u50f9\u683c\u4e0a\u9650\u3002<\/p>\n<p>\u5b98\u65b9\u6642\u9593\u8868\u9810\u8a08\u65bc 2026 \u5e74 12 \u6708\u5e95\u524d\u958b\u653e\u9810\u5148\u767b\u8a18\uff0c2027 \u5e74 2 \u6708\u63a5\u53d7\u6b63\u5f0f\u7533\u8acb\uff0c\u4e26\u65bc 2027 \u5e74 4 \u6708\u8d77\u6279\u51fa\u9996\u6279\u8cb8\u6b3e\u3002<\/p>\n<p>\u6b64\u8209\u6709\u52a9\u8212\u7de9\u90e8\u5206\u9996\u7f6e\u5bb6\u5ead\u7c4c\u96c6\u5927\u984d\u9996\u671f\u7684\u75db\u9ede\uff0c\u4e26\u53ef\u671b\u5e36\u52d5<a href=\"https:\/\/www.benhams.com.hk\/zh-hk\/new-homes\/\">\u4e00\u624b\u4f4f\u5b85\u5e02\u5834<\/a>\u7684\u4ea4\u6295\uff1b\u4e0d\u904e\u8a72\u8cc7\u52a9\u4e26\u4e0d\u6db5\u84cb\u4e8c\u624b\u8f49\u552e\u5e02\u5834\uff0c\u53d7\u60e0\u7bc4\u570d\u76f8\u5c0d\u96c6\u4e2d\u3002<\/p>\n<h2> \u696d\u4e3b\u4e0d\u53ef\u5ffd\u8996\u7684\u5176\u4ed6\u7a05\u5236\u8b8a\u66f4<\/h2>\n<ul class=\"icon-listing dot-icon mb10\">\n<li>\u5132\u84c4\u5165\u606f\u7a05\u540c\u6b65\u8abf\u5347\uff1a \u7531 2027 \u5e74 4 \u6708\u8d77\uff0c\u500b\u4eba\u5132\u84c4\u5229\u606f\u6240\u5f97\u7684\u7a05\u7387\u4ea6\u540c\u6b65\u63d0\u9ad8 2 \u500b\u767e\u5206\u9ede\uff0c\u5206\u5225\u8abf\u6574\u81f3 24%\u300144% \u53ca 49%\u3002<\/li>\n<li>\u5165\u606f\u7a05\u6578\u78bc\u5316 (MTD) \u9032\u7a0b\uff1a \u300c\u5165\u606f\u7a05\u6578\u78bc\u5316\u300d(Making Tax Digital for Income Tax) \u4f9d\u7136\u6309\u6b65\u63a8\u884c\u3002\u5408\u8cc7\u683c\u5e74\u6536\u5165\u8d85\u904e\u6307\u5b9a\u9580\u6abb\u7684\u696d\u4e3b\u5c07\u6703\u9678\u7e8c\u88ab\u7d0d\u5165\u76e3\u7ba1\uff0c\u65e5\u5f8c\u9808\u900f\u904e\u517c\u5bb9\u8edf\u4ef6\u4fdd\u5b58\u6578\u78bc\u8a18\u9304\u4e26\u6309\u5b63\u5ea6\u63d0\u4ea4\u66f4\u65b0\u3002<\/li>\n<li>\u907a\u7522\u7a05 (IHT) \u5be9\u8996\uff1a \u4f4d\u65bc\u82f1\u570b\u5883\u5167\u7684\u623f\u5730\u7522\u59cb\u7d42\u53d7\u82f1\u570b\u907a\u7522\u7a05\u6cd5\u898f\u7d04\u675f\uff1b\u5728\u82f1\u570b\u9577\u671f\u5c45\u7559\u7684\u500b\u4eba\uff0c\u5176\u6d77\u5916\u8cc7\u7522\u4ea6\u6709\u53ef\u80fd\u843d\u5165\u76e3\u7ba1\u7bc4\u570d\uff0c\u9700\u7279\u5225\u7559\u610f\u5177\u9ad4\u5c45\u7559\u8eab\u5206\u7d30\u5247\u3002<\/li>\n<\/ul>\n<h2>\u9999\u6e2f\u696d\u4e3b\u8207\u8cb7\u5bb6\u7576\u524d\u7684\u884c\u52d5\u5efa\u8b70<\/h2>\n<p>\u9762\u5c0d\u591a\u9805\u9010\u6b65\u843d\u5be6\u7684\u7a05\u52d9\u8b8a\u9769\uff0c\u9999\u6e2f\u6295\u8cc7\u8005\u5728\u4f5c\u51fa\u91cd\u8981\u8cc7\u7522\u6c7a\u7b56\u524d\u61c9\u63a1\u53d6\u4ee5\u4e0b\u884c\u52d5\uff1a<\/p>\n<ul class=\"icon-listing dot-icon mb10\">\n<li>\u78ba\u4fdd 2025\/26<a href=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/property-advice\/do-non-resident-landlords-need-to-file-uk-tax-return\/\"> \u5831\u7a05<\/a>\u9032\u5ea6\uff1a \u6838\u5c0d\u5404\u9805\u6536\u652f\u55ae\u64da\uff0c\u6e96\u6642\u65bc 2027 \u5e74 1 \u6708 31 \u65e5\u6b7b\u7dda\u524d\u5b8c\u6210\u7db2\u4e0a\u5831\u7a05\u53ca\u7e73\u6b3e\u3002<\/li>\n<li>\u6aa2\u8996\u975e\u5c45\u82f1\u696d\u4e3b\u8a08\u5283 (NRL)\uff1a \u6aa2\u67e5\u81ea\u8eab\u662f\u5426\u5df2\u59a5\u5584\u5b8c\u6210 NRL \u767b\u8a18\uff0c\u907f\u514d\u79df\u91d1\u88ab\u4ee3\u7406\u7121\u6545\u9810\u5148\u4ee3\u6263\u6216\u7533\u5831\u932f\u8aa4\u3002<\/li>\n<li>\u91cd\u65b0\u8a66\u7b97\u6de8\u56de\u5831\u6a21\u578b\uff1a \u6309 2027 \u5e74 4 \u6708\u5373\u5c07\u751f\u6548\u7684\u65b0\u7269\u696d\u5165\u606f\u7a05\u7387\uff0c\u8a55\u4f30\u7269\u696d\u6de8\u6536\u76ca\u53ca\u9632\u5b88\u529b\u3002<\/li>\n<li>\u5168\u76e4\u8861\u91cf\u500b\u4eba\u7a05\u52d9\u968e\u68af\uff1a \u8a55\u4f30\u5132\u84c4\u5229\u606f\u7a05\u8abf\u9ad8\u5c0d\u6574\u9ad4\u82f1\u570b\u61c9\u8ab2\u7a05\u6536\u5165\u7684\u9023\u9396\u5f71\u97ff\u3002<\/li>\n<li><a href=\"https:\/\/www.benhams.com.hk\/zh-hk\/calculator\/stamp-duty\/\">>\u6309\u4ea4\u6a13\u65e5\u671f\u7cbe\u7b97\u5370\u82b1\u7a05<\/a>\uff1a \u8cb7\u5165\u671f\u6a13\u6642\uff0c\u61c9\u4ee5\u9810\u8a08\u6210\u4ea4\u4ea4\u6a13\u6642\u7684\u6cd5\u5b9a\u7a05\u7387\u4f5c\u70ba\u6210\u672c\u4f9d\u64da\u3002<\/li>\n<li>\u5c0b\u6c42\u5c08\u696d\u610f\u898b\uff1a \u5728\u91cd\u6574\u7269\u696d\u7d44\u5408\u3001\u8f49\u8b93\u7522\u6b0a\u6216\u8003\u616e\u5c07\u7269\u696d\u8f49\u7531\u6709\u9650\u516c\u53f8\uff08SPV \/ Limited Company\uff09\u6301\u6709\u524d\uff0c\u52d9\u5fc5\u5c0b\u6c42\u5408\u8cc7\u683c\u7a05\u52d9\u9867\u554f\u8aee\u8a62\u3002<\/li>\n<\/ul>\n<h2> Benham &#038; Reeves \u5982\u4f55\u70ba\u60a8\u628a\u95dc<\/h2>\n<p>\u5c0d\u65bc\u9999\u6e2f\u8cb7\u5bb6\u53ca\u6d77\u5916\u696d\u4e3b\u800c\u8a00\uff0c\u6311\u9078\u7269\u696d\u53ea\u662f\u6295\u8cc7\u7684\u7b2c\u4e00\u6b65\uff1b\u6e96\u78ba\u638c\u63e1\u7a05\u5236\u6f14\u8b8a\u8207\u6301\u6709\u6210\u672c\uff0c\u624d\u80fd\u771f\u6b63\u5b88\u8b77\u8cc7\u7522\u7684\u6de8\u6536\u76ca\u3002<\/p>\n<p>Benham and Reeves \u64c1\u6709\u903e 65 \u5e74\u8c50\u5bcc\u7684\u82f1\u570b\u623f\u5730\u7522\u670d\u52d9\u7d93\u9a57\u3002\u6211\u5011\u9999\u6e2f\u53ca\u502b\u6566\u7684\u8de8\u570b\u5718\u968a\u7dca\u5bc6\u806f\u52d5\uff0c\u7531\u7269\u8272\u512a\u8cea\u6a13\u76e4\u3001\u5b89\u6392\u6d77\u5916\u878d\u8cc7\uff0c\u5230\u79df\u52d9\u7ba1\u7406\u53ca\u552e\u5f8c\u652f\u63f4\uff0c\u70ba\u5ba2\u6236\u63d0\u4f9b\u771f\u6b63\u4e00\u7ad9\u5f0f\u7684\u5168\u9762\u5c08\u696d\u5354\u52a9\u3002\u82e5\u6d89\u53ca\u500b\u4eba\u7279\u5b9a\u7a05\u52d9\u5b89\u6392\uff0c\u6211\u5011\u4ea6\u53ef\u5354\u52a9\u5c0d\u63a5\u5408\u8cc7\u683c\u7684\u82f1\u570b\u7a05\u52d9\u6703\u8a08\u5e2b\uff0c\u78ba\u4fdd\u6bcf\u4e00\u6b65\u5747\u5408\u898f\u59a5\u7576\u3002<\/p>\n<h2>\u5e38\u898b\u554f\u984c (FAQs)<\/h2>\n<h3> 2026 \u5e74\u79cb\u5b63\u9810\u7b97\u6848\u6709\u6c92\u6709\u8abf\u6574\u6d77\u5916\u8cb7\u5bb6\u7684\u5370\u82b1\u7a05\uff1f<\/h3>\n<p>\u6c92\u6709\u3002\u73fe\u884c\u7269\u696d\u5370\u82b1\u7a05\uff08SDLT\uff09\u6846\u67b6\u7dad\u6301\u4e0d\u8b8a\u3002\u975e\u82f1\u570b\u5c45\u6c11\u8cb7\u5bb6\u8cfc\u8cb7\u4f4f\u5b85\u6642\u4ecd\u9808\u7e73\u4ed8 2% \u7684\u6d77\u5916\u8cb7\u5bb6\u9644\u52a0\u7a05\uff1b\u82e5\u5c6c\u65bc\u589e\u8cfc\u7b2c\u4e8c\u5957\u6216\u4ee5\u4e0a\u7269\u696d\uff0c\u4ecd\u9700\u984d\u5916\u7e73\u4ed8 5% \u7684\u9644\u52a0\u7a05\u3002<\/p>\n<h3> \u7531 2027 \u5e74 4 \u6708\u8d77\uff0c\u6211\u7684\u82f1\u570b\u79df\u91d1\u6536\u5165\u8981\u4ea4\u5e7e\u591a\u7a05\uff1f <\/h3>\n<p>\u5c0d\u65bc\u5728\u82f1\u683c\u862d\u3001\u5a01\u723e\u65af\u53ca\u5317\u611b\u723e\u862d\u4ee5\u500b\u4eba\u540d\u7fa9\u6301\u6709\u7269\u696d\u7684\u696d\u4e3b\uff0c\u7531 2027 \u5e74 4 \u6708 6 \u65e5\u8d77\uff0c\u7269\u696d\u5165\u606f\u7a05\u7387\u5c07\u4f9d\u64da\u500b\u4eba\u6240\u5c6c\u7684\u7a05\u7387\u968e\u68af\u8abf\u6574\u70ba 24%\uff08\u57fa\u672c\uff09\u300144%\uff08\u8f03\u9ad8\uff09\u53ca 49%\uff08\u984d\u5916\uff09\u3002<\/p>\n<h3>\u9999\u6e2f\u696d\u4e3b\u9700\u8981\u7e73\u4ea4\u300c\u8c6a\u5b85\u5e02\u653f\u7a05\u9644\u52a0\u7a05\u300d\u55ce\uff1f <\/h3>\n<p>\u9019\u9805\u9644\u52a0\u7a05\u5c07\u65bc 2028 \u5e74 4 \u6708\u8d77\u63a8\u884c\uff0c\u50c5\u9069\u7528\u65bc\u82f1\u683c\u862d\u5883\u5167\u50f9\u503c\u9054 200 \u842c\u82f1\u938a\u6216\u4ee5\u4e0a\u7684\u5408\u8cc7\u683c\u4f4f\u5b85\u7269\u696d\u3002\u7a05\u6b3e\u7531\u7522\u6b0a\u64c1\u6709\u4eba\uff08\u696d\u4e3b\uff09\u800c\u975e\u79df\u5ba2\u8ca0\u8cac\u3002\u82e5\u60a8\u6301\u6709\u7684\u7269\u696d\u4f30\u503c\u4f4e\u65bc 200 \u842c\u82f1\u938a\uff0c\u5247\u4e0d\u53d7\u5f71\u97ff\u3002<\/p>\n<h3> \u82f1\u570b\u7269\u696d\u7684\u8cc7\u672c\u589e\u503c\u7a05 (CGT) \u6709\u6c92\u6709\u52a0\u7a05\uff1f <\/h3>\n<p>\u4eca\u6b21\u9810\u7b97\u6848\u4e26\u672a\u8abf\u9ad8\u7269\u696d\u7684\u4e3b\u8981\u8cc7\u672c\u589e\u503c\u7a05\u7387\u3002\u4f46\u975e\u82f1\u570b\u5c45\u6c11\u5728\u653e\u552e\u82f1\u570b\u4f4f\u5b85\u7269\u696d\u4e26\u7372\u5229\u6642\uff0c\u4f9d\u7136\u9700\u8981\u7533\u5831\u4e26\u7e73\u7d0d CGT\uff0c\u4e14\u901a\u5e38\u9808\u65bc\u5b8c\u6210\u4ea4\u6613\u5f8c\u7684 60 \u5929\u5167\u5411 HMRC \u5b8c\u6210\u7533\u5831\u53ca\u7e73\u6b3e\u3002<\/p>\n<h3> \u653f\u5e9c\u63a8\u51fa\u7684\u300cYour First Home\u300d\u65b0\u9996\u7f6e\u8a08\u5283\u5305\u62ec\u4e8c\u624b\u6a13\u55ce\uff1f <\/h3>\n<p>\u4e0d\u5305\u62ec\u3002\u8a72\u8a08\u5283\u5c08\u70ba\u5408\u8cc7\u683c\u9996\u7f6e\u8cb7\u5bb6\u8cfc\u8cb7\u82f1\u683c\u862d\u6307\u5b9a\u4e00\u624b\u5168\u65b0\u4f4f\u5b85\uff08New-build homes\uff09\u800c\u8a2d\uff0c\u653f\u5e9c\u63d0\u4f9b\u6700\u9ad8 20% \u7684 5 \u5e74\u514d\u606f\u80a1\u6b0a\u8cb8\u6b3e\uff0c\u9996\u671f\u4f4e\u81f3 2.5%\uff0c\u9810\u8a08\u65bc 2027 \u5e74 4 \u6708\u8d77\u9678\u7e8c\u767c\u653e\u9996\u6279\u8cb8\u6b3e\u3002<\/p>\n<h3>2026 \u9810\u7b97\u6848\u516c\u5e03\u7684\u5404\u9805\u8b8a\u52d5\u4f55\u6642\u6b63\u5f0f\u5be6\u65bd\uff1f<\/h3>\n<p>\u5404\u9805\u63aa\u65bd\u7684\u843d\u5be6\u6642\u9593\u4e26\u4e0d\u76f8\u540c\uff1a\u5370\u82b1\u7a05\u53ca\u8cc7\u672c\u589e\u503c\u7a05\u73fe\u884c\u7a05\u4f8b\u7e7c\u7e8c\u6cbf\u7528\uff1b\u79df\u91d1\u5165\u606f\u7a05\u53ca\u5132\u84c4\u7a05\u8abf\u5347\u5c07\u65bc 2027 \u5e74 4 \u6708 6 \u65e5\u751f\u6548\uff1b\u9ad8\u50f9\u503c\u5e02\u653f\u7a05\u9644\u52a0\u7a05\u5247\u5b9a\u65bc 2028 \u5e74 4 \u6708\u63a8\u884c\uff1b\u9996\u7f6e\u8a08\u5283\u300cYour First Home\u300d\u9810\u8a08\u65bc 2027 \u5e74 4 \u6708\u6279\u51fa\u9996\u6279\u8cb8\u6b3e\u3002<\/p>\n<p><span style=\"font-size: 12px;\"><strong><em>\u514d\u8cac\u8072\u660e\uff1a<\/strong> \u4e0a\u8ff0\u8cc7\u8a0a\u50c5\u4f9b\u4e00\u822c\u53c3\u8003\u4e4b\u7528\uff0c\u4e26\u4e0d\u69cb\u6210\u4efb\u4f55\u5c08\u696d\u7a05\u52d9\u3001\u8ca1\u52d9\u3001\u6cd5\u5f8b\u6216\u6295\u8cc7\u5efa\u8b70\u3002\u82f1\u570b\u5404\u9805\u7a05\u52d9\u6cd5\u898f\u53ca\u653f\u5e9c\u8cc7\u52a9\u8a08\u5283\u53ef\u80fd\u96a8\u6642\u4fee\u8a02\uff0c\u500b\u5225\u4eba\u58eb\u7684\u5be6\u969b\u7533\u5831\u8cac\u4efb\u8207\u7a05\u52d9\u8ca0\u64d4\u56e0\u4eba\u800c\u7570\u3002\u5728\u4f5c\u51fa\u4efb\u4f55\u7f6e\u696d\u3001\u6309\u63ed\u6216\u7522\u6b0a\u91cd\u6574\u6c7a\u7b56\u524d\uff0c\u8acb\u52d9\u5fc5\u5c31\u500b\u4eba\u5177\u9ad4\u72c0\u6cc1\uff0c\u5411\u5408\u8cc7\u683c\u7684\u82f1\u570b\u7a05\u52d9\u6703\u8a08\u5e2b\u6216\u7368\u7acb\u5c08\u696d\u9867\u554f\u5c0b\u6c42\u6b63\u5f0f\u610f\u898b\u3002<\/em><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5c0d\u65bc\u6301\u6709\u82f1\u570b\u7269\u696d\u6216\u6709\u610f\u5165\u5e02\u7684\u9999\u6e2f\u8cb7\u5bb6\u8207\u696d\u4e3b\u800c\u8a00\uff0c\u82f1\u570b\u6700\u65b0\u516c\u5e03\u7684\u300a2026 \u5e74\u79cb\u5b63\u9810\u7b97\u6848\u300b\uff08Autumn Budget 2026\uff09\u6bd4\u5916\u754c\u9810\u671f\u7684\u66f4\u70ba\u5be9\u614e\u6eab\u548c\u3002\u8ca1\u653f\u5927\u81e3\u7dad\u6301\u8cc7\u672c\u589e\u503c\u7a05\uff08CGT\uff09\u3001\u85aa\u916c\u5165\u606f\u7a05\u53ca\u80a1\u606f\u7a05\u7a05\u7387\u4e0d\u8b8a\uff0c\u540c\u6642\u78ba\u8a8d\u300c\u9ad8\u50f9\u503c\u5e02\u653f\u7a05\u9644\u52a0\u7a05\u300d\uff08\u4fd7\u7a31\u8c6a\u5b85\u7a05\uff09\u7684\u9580\u6abb\u7dad\u6301\u5728 200 \u842c\u82f1\u938a\uff0c\u672a\u6709\u9032\u4e00\u6b65\u4e0b\u8abf\u3002 \u623f\u5c4b\u653f\u7b56\u65b9\u9762\uff0c\u653f\u5e9c\u63a8\u51fa\u5168\u65b0\u300cYour First Home\u300d\u9996\u7f6e\u8cc7\u52a9\u8a08\u5283\uff0c\u70ba\u9996\u7f6e\u4eba\u58eb\u5e36\u4f86\u652f\u6301\u3002\u7136\u800c\uff0c\u5c0d\u65bc\u6536\u79df\u696d\u4e3b\u800c\u8a00\uff0c\u7269\u696d\u79df\u91d1\u5165\u606f\u7a05\u5c07\u65bc 2027 \u5e74 4 \u6708\u8d77\u9032\u4e00\u6b65\u8abf\u9ad8\uff0c\u6574\u9ad4\u7d2f\u8a08\u589e\u5e45\u8f03\u73fe\u884c\u7a05\u7387\u63d0\u9ad8\u9054 4 \u500b\u767e\u5206\u9ede\u3002 \u7121\u8ad6\u60a8\u6253\u7b97\u5728\u82f1\u570b\u8cb7\u6a13\u3001\u653e\u79df\u9084\u662f\u8f49\u552e\uff0c\u7576\u524d\u6700\u6838\u5fc3\u7684\u8003\u91cf\u4e0d\u50c5\u662f\u300c\u6539\u52d5\u4e86\u751a\u9ebc\u300d\uff0c\u800c\u662f\u5404\u9805\u65b0\u63aa\u65bd\u4f55\u6642\u6b63\u5f0f\u751f\u6548\uff0c\u4ee5\u53ca\u5982\u4f55\u5f71\u97ff\u60a8\u9577\u9060\u7684\u6301\u6709\u6210\u672c\u8207\u5be6\u8cea\u56de\u5831\u3002 \u82f1\u570b 2026 \u9810\u7b97\u6848\u91cd\u9ede\u4e00\u89bd\uff08\u9999\u6e2f\u696d\u4e3b\u7248\uff09 \u7a05\u9805 \/ \u653f\u7b56\u63aa\u65bd 2026 \u9810\u7b97\u6848\u6700\u65b0\u5b9a\u6848 \u751f\u6548\u65e5\u671f \u53d7\u5f71\u97ff\u4eba\u58eb \u7269\u696d\u5370\u82b1\u7a05 (SDLT) \u73fe\u884c\u7a05\u7387\u7dad\u6301\u4e0d\u8b8a\uff1b2% \u975e\u82f1\u570b\u5c45\u6c11\u9644\u52a0\u7a05\u53ca 5% \u7b2c\u4e8c\u5957\u7269\u696d\u9644\u52a0\u7a05\u7e7c\u7e8c\u9069\u7528 \u73fe\u884c\u898f\u5247\u4e0d\u8b8a \u8cfc\u8cb7\u82f1\u683c\u862d\u53ca\u5317\u611b\u723e\u862d\u7269\u696d\u7684\u9999\u6e2f\u8cb7\u5bb6 \u79df\u91d1\u5165\u606f\u7a05 (Tax on Rent) \u7269\u696d\u5165\u606f\u7a05\u7387\u5206\u5225\u8abf\u9ad8\u81f3 24%\u300144% \u53ca 49% 2027 \u5e74 4 \u6708 6 \u65e5 \u82f1\u683c\u862d\u3001\u5a01\u723e\u65af\u53ca\u5317\u611b\u723e\u862d\u7684\u500b\u4eba\u540d\u7fa9\u6536\u79df\u696d\u4e3b \u5132\u84c4\u5229\u606f\u7a05 (Tax on Savings) \u5132\u84c4\u5229\u606f\u7a05\u7387\u540c\u6a23\u8abf\u9ad8 2 &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/landlords\/autumn-budget-2026-for-hong-kong-landlords-and-buyers\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;\u82f1\u570b\u79cb\u5b63\u9810\u7b97\u6848 2026 &#8211; \u5c0d\u9999\u6e2f\u696d\u4e3b\u8207\u6d77\u5916\u8cb7\u5bb6\u610f\u5473\u8457\u751a\u9ebc&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":21949,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[451,940],"tags":[],"class_list":["post-21942","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-london-property-market","category-landlords"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u82f1\u570b\u79cb\u5b63\u9810\u7b97\u6848 2026\uff1a\u9999\u6e2f\u8cb7\u5bb6\u8207\u696d\u4e3b\u5fc5\u8b80\u91cd\u9ede<\/title>\n<meta name=\"description\" content=\"\u6df1\u5165\u4e86\u89e3 2026 \u82f1\u570b\u79cb\u5b63\u9810\u7b97\u6848\u5c0d\u9999\u6e2f\u696d\u4e3b\u53ca\u8cb7\u5bb6\u7684\u5be6\u8cea\u5f71\u97ff\uff1a\u5168\u9762\u5256\u6790\u79df\u91d1\u5165\u606f\u7a05\u8abf\u5347\u3001\u7269\u696d\u5370\u82b1\u7a05\u9644\u52a0\u7a05\u3001\u8cc7\u672c\u589e\u503c\u7a05 (CGT) \u6700\u65b0\u8d70\u5411\u53ca\u61c9\u5c0d\u7b56\u7565\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.benhams.com.hk\/zh-hk\/news\/landlords\/autumn-budget-2026-for-hong-kong-landlords-and-buyers\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u82f1\u570b\u79cb\u5b63\u9810\u7b97\u6848 2026\uff1a\u9999\u6e2f\u8cb7\u5bb6\u8207\u696d\u4e3b\u5fc5\u8b80\u91cd\u9ede\" \/>\n<meta property=\"og:description\" content=\"\u6df1\u5165\u4e86\u89e3 2026 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